• ISBN13: 9780670021253
• Condition: NEW
• Notes: Brand New from Publisher. No Remainder Mark.

Product Description
A real-life thriller about the most tumultuous period in America’s financial history by an acclaimed New York Times Reporter

Andrew Ross Sorkin delivers the first true behind-the-scenes, moment-by-moment account of how the greatest financial crisis since the Great Depression developed into a global tsunami. From inside the corner office at Lehman Brothers to secret meetings in South Korea, and the corridors of Washington, Too Big to Fail is the definitive story of the most powerful men and women in finance and politics grappling with success and failure, ego and greed, and, ultimately, the fate of the world’s economy.

“We’ve got to get some foam down on the runway!” a sleepless Timothy Geithner, the then-president of the Federal Reserve of New York, would tell Henry M. Paulson, the Treasury secretary, about the catastrophic crash the world’s financial system would experience.

Through unprecedented access … More >>

Too Big to Fail: The Inside Story of How Wall Street and Washington Fought to Save the Financial System—and Themselves

First and foremost, an energy efficient house begins with a good home building envelope.  The invisible seal between the inside and outside of a residence is also the wall between conditioned and unconditioned space, and this is where most energy loss occurs.  For every place that heating or cooling energy is escaping from a home, there’s an immediate opportunity to improve on the building’s envelope.  By sealing and caulking gaps or cracks in windows, doors, and attic structures, drafts can be reduced or eliminated.  Spray and expanding foam products are ideal for filling wall cavities between the inside and outside walls of a home.  Radiant barriers installed in an attic or home’s exterior walls can reflect thermal heat radiation, keeping heated air in during the winter and cool air in during the summer.  Foundation fabrics and waterproof membranes in the basement can keep moisture from penetrating the base of a building’s envelope.  These green building techniques are simple yet effective methods of sealing your home against energy loss, and they can be easily applied by anyone.  View dozens of other simple and immediate energy solutions at Green Building with Energy Star.

Other green building techniques are even easier, paying themselves quickly in utility savings.  Appliances purchased today all bear the Department of Energy’s yellow Energy Guide label with statistics and information about energy usage.  At the bottom of this label is usually the estimated annual energy cost for that appliance.  By comparing these figures against the features of each appliance, homeowners can educate themselves as to which models are greener and more energy efficient than others.

Additionally, the Environmental Protection Agency created the Energy Star program to label appliances and home electronics that go above and beyond the call of duty in terms of energy savings.  Meeting the EPA’s strict guidelines for energy efficiency, models displaying the blue Energy Star logo are usually 10% to 50% more energy efficient than comparable models of the same type.  This green building technique saves the consumer money over the lifetime of the appliance, plus the reduced energy consumption saves fossil fuels and limits the greenhouse gases released into the environment.

As if that weren’t enough, the US government offers incentive programs in the form of rebates and tax reductions to consumers who purchase Energy Star model efficient appliances.  These rebates vary from region to region and state to state, but they can be checked by zip code on Energy Star’s own website.  Green building techniques in the form of choosing the right appliances for the home are a no-brainer these days.

From boilers to hot water heaters, furnaces to central air conditioning systems, refrigerators, washers, and even light fixtures, saving energy through green building techniques is good for the homeowner, good for the environment, and good for the planet in general.  Green building should always be considered before making any major appliance purchase or before beginning a new building or construction project.

Many find keeping money aside pointless choosing to live for the day. Saving, however, is very important if you wish to have an effective, and secure personal finance plan.

Some people think that saving money goes against the attitude of living for today, or living each day to the fullest. But if you give it more thought, it is better to live your entire life to the fullest than just a single day.

If you save, you will have the means to get what you truly want, or reach your personal finance goal, rather than what you just want now. Saving will also ensure that you will not have to scramble for credit when emergencies arise.

The difficulty, however, lies in implementing the principle of saving. Planning your personal finance can give you an idea of what expenses to do away with. Consider these following simple saving tips.

Having credit cards is a way for money to be spent quickly and sometimes needlessly, but if you must have one, make your payments on time. Again, do not spend more than what you are certain you can pay back.

Gas is another large expense for many, especially with the increasing price of oil, so if you do not want the inconvenience of public transport, make sure you keep your car engine tuned. It will save you more in gas consumption in the long run.

Regarding phone usage, try to remove the extra options in plans and packages if you will not use them anyway. However, if you are on the phone a lot, bundling will save you more money.

When buying food, shun the convenience stores in favor of the supermarkets and make sure you have a shopping list and that you stick to it.

When it comes to clothes, stock up on them when they are on sale, or buy a from the previous season for lower, better and more affordabale prices.

For many people it is hard enough as it is to raise a child with the help of your spouse, but what if you are raising the child on your own? This is the case for millions of parents each year who have to raise their children without the help of a spouse or significant other. The cost of living is so expensive these days it can become very hard to provide for your children when being a single parent. This is when using online personal finance programs as a single parent can become very important. Using online personal finance programs to save and keep track of your money as a single parent is extremely important because you are a sole provider for your children so you have to make every penny count.

Using an online personal finance program can be very easy if you keep a very close eye on your weekly income and weekly expenses. In order to maintain the amount of money you need monthly it is very important to keep track of your spending, and you have to remember, you can’t spend more than you have. One way to do this is create a weekly or bi-weekly chart of your necessary spending online with a online personal finance program. This chart should include how much you need for each week, and how you are going to go about getting that money. This will enable you to plan for each week. Also, it is very important to factor in child support you may be receiving, and if you are not immediately spending it, make sure that it is going into a savings account for your children.

Using online personal finance programs can save money while being a single parent is by allowing you to focus your time on your other priorities because using online personal finance programs are so easy. We understand that money is very important in the life of a single parent, but we also understand that you don’t want to spend all of your time dealing with it. You want to have time to go see your sons soccer game, or your go to your daughters school play, and by using online personal finance programs, this is easily done. The best part about many programs like this is that you are able to sign up for easy, on-time alerts about your money. Many of these great programs send weekly notification to anywhere you like whether it is through e-mail or even text message. This can be very helpful when you are in a situation where you need to know the balance on any of your accounts immediately.